BANDIPORA: Social Welfare Department (SWD), Bandipora, today organized an awareness programme on Digital and Financial Literacy under the Atal Vayo Abhyuday Yojana (AVAY) for senior citizens at Hajin.

The programme, held under the guidance of District Social Welfare Officer, Bandipora, aimed to equip senior citizens with essential knowledge and skills to safely use digital financial services, promote financial inclusion, and create awareness about cyber fraud prevention, online banking, digital payment systems, and responsible financial management.

Resource persons from the Centre for Financial Literacy, Hajin delivered detailed presentations on various aspects of digital and financial literacy. They educated the participants about secure digital transactions, banking services, government-backed financial schemes, and precautionary measures to protect themselves from online financial fraud. The experts also held an interactive session and addressed the queries raised by the participants.

Speaking on the occasion, Tehsil Social Welfare Officer, Sumbal, highlighted the growing importance of digital and financial literacy in today's technology-driven world. He urged senior citizens to adopt safe digital banking practices, remain vigilant against cyber scams, and make informed financial decisions. He also emphasized that awareness is the key to financial security and empowerment.

The participants actively participated in the programme and appreciated the efforts of the Social Welfare Department in organizing such a timely and informative awareness initiative. They expressed that the programme had enhanced their understanding of digital financial services and would help them confidently and safely access various banking facilities.

The Social Welfare Department reiterated its commitment to organizing more such awareness programmes under AVAY to promote the welfare, dignity, financial inclusion, and digital empowerment of senior citizens across the district.

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In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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