SAMBA: NSS Unit (KHIDMAT) of Government Degree College Vijaypur, in collaboration with Reserve Bank of India, Jammu hosted a seminar on Financial Literacy under the supervision and guidance of Principal of the college Prof. (Dr.) Ashu Vashisht.

More than 50 college students participated in the activity with great enthusiasm, fervour and zeal. The event commenced with the welcome address by Prof. (Dr.) Anoop Kumar Bhagat, HOD Sociology.

The first technical session on the topic ā€˜Reserve Bank of India and its Role’ was deliberated upon by Manager of RBI, Jammu Amandeep Singh. He briefed the students regarding financial literacy as ability to understand and effectively use various financial skills, including personal financial management, budgeting and investing. He further added that if one is financially illiterate, then they can fall prey to many pitfalls, such as being more likely to accumulate unsustainable debt burdens, either through poor spending decisions or a lack of long-term preparation. ā€œThis, in turn, can lead to poor credit, bankruptcy, housing foreclosure, and other negative consequencesā€ he added.

The second technical session on Importance of Digital Banking was initiated by Assistant Manager, RBI, Jammu Piyush Sharma. He interacted one to one with the students regarding banking facilities and the importance of digital banking. The third technical session included a question-answer series initiated by the speakers of the event.

The seminar ended up with the open quiz where all the students were given the opportunity to answer the questions. The winners of the seminar were rewarded with the bags. Refreshments were distributed to all the participants of the event.

The formal vote of thanks was presented by Prof. Anita Jamwal (H.O.D. Political Science). The event was coordinated by Prof. Mamta Gupta (H.O.D. Commerce), Prof. Anita Jamwal (H.O.D. Political Science), Dr Anoop Kumar Bhagat (H.O.D. Sociology), Dr. Arti Sharma (H.O.D. Environmental Sciences), Dr. Manoj Heer (H.O.D. Dogri), Dr. Naseem Chowdhary (H.O.D. English), Prof. Meetu Sharma (H.O.D. Geography) and co-coordinated by Dr. Gunjeet Mahiwal, Dr Priya Devi and Prof. Sonia Devi.

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). ā€œHis article, ā€˜When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.ā€.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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