• Emphasizes improved credit dispensations in Agriculture & MSME, with special focus on Farm Mechanization, Education, Housing & Renewable Energy

KULGAM: District Development Commissioner (DDC) Kulgam, Athar Aamir Khan today chaired the District Level Review Committee Meeting/District Consultative Committee (DLRC/DCC) in order to review the performance of Banks and line departments for quarter ending December 31, 2024 under Annual credit Plan and Govt Schemes. The Meeting was attended by ACR, RBI, NABARD, and District Officers of line departments besides District Coordinators of various banks.

LDM, Iftikhar Ah Padder informed the meeting that deposits of Banks stand at Rs 2753.01 crores as on 31.12.2024 witnessing growth of 12.20% over December 2023, while Advances stand at Rs.2278.57cr as on 31.12.2024 witnessing growth of 5.38% over December 2023. The Credit Deposit Ratio of District Kulgam stood at 82.77%, quite above the National BenchMark of 60%.

Under District Annual Credit Plan (2024-25) of Rs.1937.00 Cr, Banks have disbursed Rs.1264.45 Cr to 46322 beneficiaries during quarter Q3 ended December 31, 2024 thus achieving 65% of ACP target. DDC while reviewing sector wise achievements instructed Banks to improve credit dispensations in Agriculture, MSME, and more focus should be given to Farm Mechanization, Education, Housing and Renewable Energy sectors.

It was informed by the LDM that the district has achieved the targets of PMEGP, Artisans/Weavers Credit Card & PM Weavers Mudra Scheme. The district has disbursed 325 vehicles till date under Mumkin Scheme, 30 Tejaswini cases and 56 cases disbursed under Spurring till date. Kulgam district is leading in UT of J&K, he added.

DDC stressed for proper and timely implementation of Govt Schemes viz. PMEGP, REGP, NRLM and NULM in order to generate self-employment opportunities in the district. The DDC instructed Banks for speedy disposal of cases. He also impressed upon the line departments to cover all eligible persons under PMSBY, PMJJBY and APY.

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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