• Directs holding Financial Literacy Camps across all panchayats and ULB wards

BARAMULLA: To ensure the saturation of government welfare and financial inclusion schemes at the grassroots level, Deputy Commissioner (DC) Baramulla, Minga Sherpa, today chaired a comprehensive review meeting at the DC Office here. During the review, DC was apprised about implementation status and saturation levels of various welfare schemes, with a particular emphasis on financial inclusion schemes such as Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Pradhan Mantri Jan Dhan Yojana (PMJDY).

DC instructed all bank heads to work in close coordination with the Rural Development department (RDD) and the Social Welfare department to organise comprehensive Financial Literacy Camps (FLCs) across all 402 Panchayats and 93 Municipality Wards of the district.

These camps will serve as vital platforms to inform and enroll left-out beneficiaries under key government schemes, particularly those aimed at financial empowerment. Special attention is to be given to enhancing enrollment in schemes like PMJJBY, PMSBY, and other insurance and pension-based initiatives under the Jan Dhan umbrella.

Further, DC issued directions for the re-verification of dormant or inoperative PM-JDY accounts, and conducting KYC verification for these accounts during the proposed FLCs through the set up of Mobile Khidmat Ghar enabling real-time service delivery and account activation.

DC emphasized that the success of these schemes lies not just in numerical enrollment but in their actual impact at the community level, urging all stakeholders to work with renewed commitment and ensure no eligible beneficiary is left out. The meeting was attended by the District Social Welfare Officer, District Programme Manager NRLM, Lead Bank Manager Baramulla, and heads of all leading banks operating in the district.

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In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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