SRINAGAR: Jammu & Kashmir Bank has won the prestigious ‘Best MSME Bank – Winner’ award at the MSME Banking Excellence Awards 2025, while also securing the Runner-Up position in the ‘CSR Initiative & Business Responsibility’ category. The MSME Banking Excellence Awards recognise banks for exemplary performance and best practices in promoting MSMEs, corporate social responsibility and sustainable business models.

Notably, Union Minister for Commerce and Industry Piyush Goyal presented the awards at a high-profile ceremony held in New Delhi. On behalf of the Bank the awards were received by Chief General Manager (Business Development) Sunit Kumar and GM/Divisional Head (ROI) Khursheed Muzaffar.

Expressing delight over the recognition, MD & CEO Amitava Chatterjee said, “We are deeply honoured to receive national recognition for our work in the MSME sector as well as for our CSR initiatives. I sincerely thank the organisers and the distinguished jury for this recognition. And I place my appreciation on record for our MSME team and CSR functionaries, whose dedicated efforts and efficient on-ground engagements have been instrumental in achieving these milestones.”

Calling MSMEs a focus area for J&K Bank, MD & CEO further said, “In line with the national development objectives and regulatory expectations, MSME financing has been our strategic priority. As of now, we are exclusively implementing the UT Government’s flagship Mission YUVA program, which aims at creating 1.37 lakh enterprises in next 5 years resulting in employment opportunities for 4.25 lakh youth.”

“The Bank remains committed to support entrepreneurs through tailored financial solutions, simplified processes, digital interventions and continuous handholding, especially in our core geography, while steadily expanding its MSME portfolio across the country”, he added.

On CSR, MD & CEO noted that the Bank’s initiatives are closely aligned with national development priorities, focusing on education, healthcare, environmental sustainability, skill development and livelihood generation, thereby ensuring that the Bank’s growth also translates into meaningful social impact for the people it serves.

Pertinently, former Supreme Court Judge Justice Deepak Verma chaired the jury for the awards organised by the Chamber of Indian Micro Small and Medium Enterprises with the evaluation carried out by its knowledge partner CareEdge Ratings.

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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