GANDERBAL: A District Level Review Committee cum District Consultative Committee (DLRC/DCC) meeting was held today at the Mini Secretariat Ganderbal to review the performance of banks and line departments for (Q1+Q2) as of September 2024. The meeting was chaired by the District Development Commissioner (DDC) Ganderbal, Shyambir who is also the Chairman DLRC.

Lead District Manager, Ganderbal informed the meeting about the bank-wise performance of the banks in terms of deposits, advances and Credit Deposit ratio. The Chairman DLRC directed the concerned department and banks to intensify their efforts to achieve targets under the agriculture sector in the upcoming quarter. Further, banks were directed to ensure minimum achievement of 80% against the allocated target under ACP by December end.

The DDC directed all concerned to improve the number of credit linked cases under the HADP scheme, ensure 100% coverage of KCC smart cards. The banks were directed to improve lending under the educational sector. In addition, the Chairman emphasized the importance of saturating Social Security Schemes (SSS) Viz. PMSBY, PMJJBY and APY.

Departments were directed to participate in Jan Suraksha campaign which has been started in each Gram Panchayat of the district for achieving saturation by enrolling maximum number of applications under SSS. Financial Literacy Centers were instructed to conduct events at the Block/ Panchayat level to ensure maximum outreach and enrollment under these schemes.

Addressing the issue of unemployment, the Chairman called on banks and sponsoring agencies to work together in guiding unemployed youth towards livelihood opportunities. He stressed that banks must dispose-off pending applications, and provide full support to eligible youth in their journey towards self-sufficiency.

The meeting concluded with a renewed commitment from all participants to work collectively towards achieving the district’s development goals by ensuring effective credit flow and enhancing financial inclusion. The meeting was attended by Additional Deputy Commissioner, Gulzar Ahmad; Chief Planning Officer, Lead District Officer RBI, District Development Manager, NABARD along with representatives from banks and line departments.

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In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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